Cash Flow Forecasting
Cash flow forecasting software that knows when the money actually moves
Profit is an opinion; cash is a date. NanoFora projects cash in and cash out from your actual bank activity, payment terms and recurring commitments, so you can see the week a shortfall arrives instead of discovering it.
Annual budgets hide weekly cash risk
A business can be comfortably profitable on paper and still miss payroll, because revenue lands on 45-day terms while costs land on the first of the month. Annual budgets smooth exactly the timing detail that matters most, and manual cash sheets fall behind within days.
How it works
- 1
Bring in bank and ledger data
Upload statements or connect a ledger. Recurring inflows, outflows and payment timing are detected automatically.
- 2
Project the timeline
Cash is projected week by week using observed payment behaviour, not invoice dates alone.
- 3
Watch the runway
Alerts fire when the projected balance crosses a threshold you set, with the drivers behind the movement.
Capabilities
Weekly cash timeline
Inflow and outflow projected by week, not just by month.
Runway calculation
Months of cover at current burn, updated as new data arrives.
Shortfall alerts
Proactive warnings when the projection dips below your safety floor.
Payment behaviour modelling
Uses how customers actually pay, not how they promised to pay.
Scenario testing
Model a delayed receipt, a new hire or a price change against cash.
Multi-currency cash
Accounts in several currencies rolled into one base-currency view.
Where teams use it
- Confirming payroll is covered for the next quarter
- Deciding whether to bring a hire forward
- Showing a lender a credible short-term cash plan
- Understanding why a profitable month felt tight
Questions
- How granular is the cash forecast?
- Weekly for the near term and monthly further out, so short-term risk stays visible.
- Does it connect to my bank?
- You can upload statements in PDF, CSV, OFX or QFX, or sync from a connected ledger.
- Can it warn me before a shortfall?
- Yes. Set a minimum balance and NanoFora alerts you when the projection crosses it, naming the transactions driving the dip.
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Free finance calculators
Put cash flow forecasting software to work on your own numbers
Create a workspace, connect your data and ask the first question in minutes.
NanoFora provides AI-generated financial analysis for informational purposes and does not constitute regulated investment, tax or legal advice.